Welcome to West Wales Credit Union

We are a Local Community Bank for Ceredigion, Pembrokeshire & Carmarthenshire

Do you need financial help?

Our expert team are here to help. We offer friendly & confidential advice

Saving for the future?

We offer competitive savings accounts & all our members are eligible to apply for sensible rate loans.

Welcome to West Wales Credit Union

We provide financial services for local people who live in Ceredigion, Pembrokeshire and Carmarthenshire. West Wales Credit Union (formerly known as Credcer) is a non-profit financial organisation that offers ethical community banking for our members.

Our Services

If you need financial or debt advice, a saving account or if you are looking to borrow money then please contact us or browse our website. we can also offer you an Engage Card which can be obtained by coming in and asking for an application or you can apply online.

Find Us

We have local offices across the region. To find your nearest office and opening times please view our Local Branches page.

How It Works

To use any of our services then you need to become a Member which only costs £1.50. We encourage all Members to start a Savings account even if you can only afford to save a few pounds regularly. If you are able to do this then we can offer you sensible low cost loans in the future.

Contact Us

Ring us: 01239 621 408
Email us: admin@wwcu.co.uk
Call in:
West Wales Credit Union
46 St Mary’s Street,
Cardigan, Ceredigion, SA43 1HA
Opening Hours:
Monday to Thursday 9:30am to 3:30pm
Friday 11:00am to 3:30pm
Opening hours vary at other branches